Retirement isn’t just a milestone—it’s the beginning of something really special. After years of putting in the work, it’s finally your time. Time to slow down (if you want to), pursue what lights you up, and build a lifestyle that’s all about living life on your terms.
But with this exciting new chapter also come some big decisions. One of the biggest questions I ask clients in this phase is:
Does your current home still fit the lifestyle—and budget—you want moving forward?
That’s a really important thing to think about, especially now. In just the last five years, the cost of living has gone up by 23%, according to the Bureau of Labor Statistics. It’s one of those things that quietly creeps up and starts to affect everything—from groceries to utilities to travel. And if you’ve been wondering whether your retirement savings will stretch as far as you need, you’re definitely not alone.
Here’s the good news: You have more options than you might think.
Thinking About a Move? You’re Not the Only One.
One way many retirees are protecting their savings these days is by relocating. Sometimes, it’s a big move to another state, and other times, it’s just downsizing or shifting to a quieter town nearby. Moving to an area with a lower cost of living can help reduce your monthly expenses—especially if you’re ready to downsize too.
That could mean savings on:
· Property taxes
· Utility bills
· Maintenance costs
· And even day-to-day living expenses
And guess what? That can open up your budget for the things that actually bring you joy—like travel, spoiling the grandkids, picking up a new hobby, or just relaxing with peace of mind.
You Don’t Have to Go Far to Make a Big Impact
This doesn’t mean you need to pack up and move cross-country (unless you want to!). Sometimes, a local move—like trading in city life for a quieter suburb or switching to a low-maintenance condo—can make just as big of a difference.
It’s all about finding what works for you. Where you live plays a huge role in how far your savings will go, and that’s something we can plan for together. As GoBankingRates puts it:
“Where you choose to spend your golden years is critical.”
And I couldn’t agree more.
Let’s Talk Options—Together
Whether you're thinking about selling your current home, relocating closer to your grandkids, or simply looking for a space that better fits your life now, I’m here to help you make a plan that feels good.
I'll help you weigh the pros and cons, determine what makes the most sense, and connect you with trusted local professionals or agents out of state if you're exploring a bigger move.
Bottom Line
You’ve worked hard for this season of life. If your current home isn’t quite aligned with your retirement goals anymore, let’s explore what’s next—together.
What does your ideal retirement look like? And could a move help bring that vision to life?
Let’s have that conversation when you’re ready—I’m just a call away.